Hello Shelli,

The homeowner's insurance industry is evolving, presenting valuable growth opportunities. At Orion180, we are here to help you navigate these changes confidently with reliable solutions that meet your client’s needs. Let’s work together to embrace this transformation and achieve positive results.

Here's what you need to know and how Orion180 is uniquely positioned to help:

Rising Premiums – We Offer Stability

With inflation, increasing reinsurance costs, higher claims expenses, and affordability concerns, homeowners feel pressure. Orion180 provides clients with stable and consistent value during these unpredictable times. Now is the perfect moment to revisit existing quotes and experience the Orion180 difference firsthand.

Market Shifts – Orion180 Steps In Where Others Step Out

Many insurance carriers retreat from high risk areas, leaving homeowners with fewer coverage options. Orion180, however, is actively expanding into these key markets, ensuring your clients maintain reliable protection, even in challenging regions. With Orion180, you always have a partner that provides quality coverage options.

Coverage Gaps – Protecting Clients from New Risks

With natural disasters becoming more severe, traditional coverage gaps related to floods, wildfires, and roof damage are rising to critical levels. Orion180 has innovative products, flexible underwriting, and specialized options that are needed to close these gaps. Our "Write With Confidence" pre-inspection program guarantees that risks are adequately assessed upfront, preventing unpleasant surprises at claim time.

Innovative Solutions – Tailored Coverage & Technology

Today's homeowners expect modern technology in every aspect of life, and insurance should be no exception. Orion180’s technology driven approach offers a state of the art quoting and binding experience via the MY180 portal, providing real time, customizable coverage tailored to the needs of today’s homeowners. Equip yourself with Orion180’s extensive resources and training to maximize the potential of our new products.

Looking Ahead – Orion180 is Your Reliable Partner

Market conditions may eventually stabilize, but uncertainty remains a constant. Orion180 is committed to continuous growth, financial stability (rated A by Demotech and BBB+ by Kroll), and delivering innovative solutions that keep you and your clients ahead of the curve. Count on Orion180 for clarity, consistency, and reliability. Let’s work together to empower your clients to thrive in this evolving market.

Questions or ready to quote?
Reach out anytime at sales@orion180.com or log in directly at MY180.

Flood zones don’t tell the full story—and relying solely on them could leave your clients overpaying or underinsured. Orion180’s property-specific pricing model for flood insurance changes the game, especially for homes in high-risk areas.

Why it matters:

Traditional flood zone maps often overgeneralize risk, leading to blanket pricing that doesn’t reflect the true characteristics of each property. With Orion180, you can offer your clients rates tailored to their home’s unique risk profile.

Here’s how we deliver smarter, more competitive flood insurance:

• Property Characteristics: Construction type, foundation, and elevation are carefully analyzed to ensure accurate risk assessment.
  
  
• Location-Specific Risks: Proximity to water sources, exposure to severe weather, and local topography are evaluated to determine a property's unique flood risk.
  
  
• Historical Data: Claims history and risk trends are leveraged to deliver precise, competitive, and customized pricing.

Homeowners in high-risk areas often face skyrocketing flood insurance premiums. Our advanced pricing model provides relief by offering fair, competitive rates that reflect the actual risk—not just the flood zone. 

As an agent, Orion180’s smarter pricing model gives you a competitive edge. By offering flood insurance that uses property-specific pricing, you can stand out, win more clients, and strengthen your reputation as a trusted advisor.

Orion180 University: On-Demand Training

Visit Orion180 University for on-demand training modules that cover everything from flood insurance product features to quoting tips.

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