Orion180 has lowered FLEX Home insurance rates in Florida counties, in effect as of July 30, 2026.
Check out the fantastic rate decreases by county here and ready your next quotes:
County
Average
Rate Decrease
Brevard
-10.0%
Charlotte
-11.9%
Collier
-6.0%
Duval
-23.9%
Flagler
-11.1%
Hillsborough
-16.4%
Indian River
-10.1%
Lee
-11.1%
Manatee
-12.9%
Martin
-4.1%
Miami-Dade
-7.9%
Nassau
-22.7%
Pinellas
-12.1%
Sarasota
-9.4%
St. Johns
-24.2%
St. Lucie
-13.9%
Volusia
-13.4%
The new pricing strengthens an already stand out product, giving you power to compete on coverage choice, product features & excellent competitive rates.
Write large: Secure Coverage A limits from $300,000 up to $2 million, for homes built 1900 to today.
Target the risk: Custom hail and wildfire modeling pinpoint actual exposure rather than relying on generic reports.
Build peril by peril: Customize policies with optional perils. Start with the essentials, like fire and lightning, then selectively add perils like wind, hail, and named storms, with some mortgage-based restrictions.
Control premiums: Discover a true choice in deductibles, with real options on both the low and high ends.
Co-pay: Unlock extra savings with this optional feature, which is a percentage of loss after the deductible is applied.
Here's a refresher on the rest of the Florida product suite that is easily quotable in the MY180 portal you know and trust:
DP Landlord:Coverage A limits are between $300,000 and $2 million, offering customization on the same scale as our FLEX policies.
Flood: We price based on how your property actually handles water, using elevation, location, and drainage to provide a more accurate rate than traditional zone-based policies.
Jewelry: Offer standalone, worldwide protection with $0 deductible options, powered by Jewelers Mutual®.
AWTOS: Our Auto Water Turn-Off System prevents costly water damage before it happens. FLEX policyholders can get the AWTOS Valve, a $499 value, AT NO COST.