Hello Shelli,

Moratoriums & Hurricane Season: What to Expect & How to Prepare

Hurricane season is here, and early preparation is important. One key part of preparedness is understanding moratoriums. A moratorium goes into effect to temporarily pause binds on new policies or coverage changes when a storm is approaching.

Orion180 will provide timely updates to help you advise your clients with confidence.

What You Should Expect:

• Early Spike in Client Inquiries – Procrastinators will rush to get coverage as storms develop. Educate early.
• Temporary Binding Pauses – Orion180 may suspend new business in effected areas.
• Restrictions – Moratoriums can apply to specific counties or entire states depending on projected area of impact. Look for communications from Orion180 to specific locations via email and MY180.
• Quick Claims Support – Once a storm passes, our Claims Team is ready 24/7 to assist clients quickly and efficiently.

Help Clients Prepare Now:

Review Policies – Check coverage limits, deductibles, and any recent home upgrades.

Address Flood Risk – Ensure clients understand that flood coverage must be secured in advance.

Let’s Stay Ready Together

Don’t wait for the storm.

Win More Flood Business with Competitive Pricing

Price is one of the biggest barriers to closing flood insurance, and Orion180 helps you overcome it.

We have updated our pricing model to compete in Florida, especially in coastal zones.

Here is how Orion180 Flood helps you win:

• Competitive Rates in All Zones: Advanced risk modeling delivers fair pricing across A, V, and X zones.
• Better Value Than NFIP: Higher building limits, optional replacement cost, and loss of use, often for the same or lower premium.
• Individual Risk-Based Pricing: Each property is evaluated individually for more accurate premiums.

With Orion180 Flood, you are offering real value, not just lower premiums.

Requote and see the pricing enhancements for yourself.

We’re Building Smarter Inspections. With You.

Thank you to everyone for sharing feedback on PryzmIQ. If you haven’t yet, there’s still time.

Your input helps us understand how the platform is working for you and where we can improve. It takes less than 3 minutes, and your feedback directly shapes future updates and communication.

A Few Reminders:

• Inspections are generated on the policy effective date
• Homeowners have 14 calendar days to complete the inspection
• Closeout timelines remain unchanged
• OIC Policies Only: A $49 inspection fee is charged on OIC policies. If the inspection is successfully completed and submitted through PryzmIQ, the $49 fee will be refunded to the policyholder
• The latest PryzmIQ enhancements were designed to simplify each step of the process for homeowners

Help Clients Start Strong:

• Let them know the inspection link will arrive via email
• Remind them to use a smartphone or tablet
• Encourage clear, well-lit photos—no screenshots or old images
• Reinforce that for OIC policies, a successful inspection completion will result in an automatic $49 refund

Need help?

If a client has trouble with the inspection platform, PryzmIQ’s support team is ready to help:

Email: support@PryzmIQ.com

Phone: 888.580.7050

You can also reach out to Orion180 Customer Experience at cx@orion180.com or 866.590.3550 for general questions.

If you have any questions, please reach out to your Territory Manager or email us at Sales@Orion180.com.

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